DIY Advice Tools
If you're in mortgage arrears or are worried about keeping up with payments on your home, these tools may be able to assist.
If you're negotiating with your lender and need to put things in writing, our letter generating tool will help you find the right words. You can choose to complete your letter online or download a sample letter and adapt this as you like.
Preparing an honest and realistic household budget is essential if you need to come up with a repayment plan to deal with your debts. We have developed a number of online tools to help you with the budgeting process and allow you to create a simple financial statement on screen.
Some lenders will want to see your income and expenditure in weekly amounts, while others may prefer them in monthly figures. Don't worry, our conversion tools can help you make sense of your incomings and outgoings.
Not sure which advice you need? Use our Advice Troubleshooter to find out what action you need to take. The troubleshooter asks you the questions that an adviser would usually ask in an initial interview.
You can chat online with one of our specialist housing debt advisers. If the adviser isn't available when you log on, just leave a message and someone from our Mortgage Debt Advice Service will get back to you within one working day.