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When everyone has a home

Housing advice for Northern Ireland

Advice for other tenants and homeowners

CORONAVIRUS UPDATE

Lots of people are struggling to manage with housing issues because of the coronavirus crisis. Check out our Coronavirus section for information and advice on common problems, including help to pay your rent and mortgage, eviction and repairs.

Homeowners, lodgers and leaseholders
Homeowners, lodgers and leaseholders

Most people who rent their homes in Northern Ireland rent from a private landlord, the Housing Executive or a housing association.

However, there are other kinds of rental arrangements. Not everyone who pays rent is a legal tenant. You’ll have different rights depending on whether you’re a licensee, a sub-tenant or someone living on a permanent residential caravan site. Some homeowners will also have a rental agreement or lease for the land that their property sits on. 

Living in a caravan or mobile home

If you live in a caravan or a mobile home that is situated on a residential site you have certain rights which are protected by law. These rights will only apply if you live in the caravan as your main home and you’ve been living on the site for at least 12 months. This law won’t protect you if your caravan is only for holidays or you live on a site that’s mainly meant for holiday usage.

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Buying or selling a home

Buying your own home is a huge financial commitment. It's important that you do your research and fully understand your options before you commit to anything. If you can't afford to pay the full purchase cost of a property you might be able to part buy and part rent the property with the help of Co-ownership Housing Association.

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Dealing with bad weather if you own your home

If you own your home, you bear the full responsibility when something goes wrong. Make sure you have sufficient insurance cover in place to protect your home and contents in case of strong winds, snow and ice. Making sure your home is insulated and heated can reduce the risk of water damage in your home during a bad winter.

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Compulsory redevelopment of an area or Vesting

Areas with large numbers of houses in disrepair can be vested by the government. In Northern Ireland this work is normally done by the Housing Executive. This means that owners of these properties are legally required to sell them to the Housing Executive. The Housing Executive will buy these properties at their current market value and redevelop the area for social housing.

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Planning permission and building control

You need both planning permission and building control approval for certain extensions and building work. For others, like a loft conversion or installing a new boiler you’ll only need building control approval.

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Leaseholders, freeholders and ground rent

Property sales are either on a leasehold or freehold basis. When you buy a freehold property you own the property and the land it sits on. If your property is a leasehold property you’ll have to pay an annual charge, known as ground rent, to the person who owns the freehold.

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Lodgers, licensees and sub-tenants

Not everyone who pays rent for a room or a property is a tenant. Some only have a license to remain in that property and are “licensees”. Licensees don't have as many rights as tenants and it's much easier to evict them.

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Housing issues for asylum seekers

An asylum seeker is someone who has come to this country because it isn’t safe for them to live in their home country.

You must declare yourself as an asylum seeker when you enter the country. The government will then decide whether it is safe for you to return to your country. If you cannot safely return, you will be given refugee status.

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Repair issues for homeowners and leaseholders

You are usually responsible for carrying out any repairs or improvements once you have bought your home. It's very difficult to get grant approval from the Housing Executive to help you with the cost of repairs. These days, this type of grant will only be awarded if the Housing Executive believes the condition of the property is likely to cause a very real and very serious risk to the life of the person living in it.

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