When a rental property is contained in an apartment block or housing development, either the tenant or the landlord may be expected to pay an annual service charge. This charge will usually cover maintenance and repair work in communal areas.
Buying your own home is a huge financial commitment. It's important that you do your research and fully understand your options before you commit to anything. If you can't afford to pay the full purchase cost of a property you might be able to part buy and part rent the property with the help of Co-ownership Housing Association.
Once you sign a tenancy agreement, you will usually be expected to keep to the conditions of the agreement until it ends. It's important that you check a few things out before you sign and don't let yourself be rushed into anything.
Almost everyone who lives in a property in Northern Ireland has to pay rates. Rates pay for services throughout Northern Ireland; like schools, hospitals and roads; and for services in your local area; like bin collection, parks and leisure centres. The amount you pay depends on the value of your property and which council area it is in. You can get help to pay your rates if you're on a low income or receiving certain benefits.
Estate agents and letting agents will often have their own complaints process. Many agents belong to a professional redress scheme which may be able to sort out problems if you're unhappy with the service you've been given by your agent.
You may be entitled to compensation if you have to leave your home because the area its based in is scheduled to be redeveloped. Homeowners will be paid the current market value for their home and you might also be entitled to compensation for the disturbance. The Housing Executive should rehouse you if you can no longer live in your home because it is in a redevelopment area.
If your current housing situation doesn't suit your needs it's natural to think you might have to move. But, with the right help and support, you may be able to continue living in your current home. While housing waiting lists are so long and renting privately can be expensive it's worth checking if you can do something practical to allow you to continue living where you are.