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When everyone has a home

Housing advice for Northern Ireland

Tools for homebuyers and homeowners

CORONAVIRUS UPDATE

Lots of people are struggling to manage with housing issues because of the coronavirus crisis. Check out our Coronavirus section for information and advice on common problems, including help to pay your rent and mortgage, eviction and repairs.

These calculators will help you work out what you can afford to borrow, what your stamp duty will be and how your payments will change if the interest rate increases.   

Work out your stamp duty

You will have to pay stamp duty if your new home costs more than £125,000. This calculator from the Money Advice Service will help you figure out how much stamp duty you'll have to pay.

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How much of a mortgage can you afford?

When you go to a mortgage broker, they'll work out how much you can afford to borrow based on your household earnings. But, it's important to take your overall budget into consideration too.

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Work out your monthly mortgage repayments

If you're looking for a new home, it's important to be realistic about what you can afford to pay back. This Mortgage Calculator from the Money Advice Service will help you work out how much your mortgage payments will be each month.

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