When everyone has a home

Housing advice for Northern Ireland

Getting help with mortgage debt

Housing Rights has a team of advisers who help people who've fallen behind with their mortgage. Call 028 9024 5640 to get advice and do it now, not later. Our advisers can:

  • explain your options
  • negotiate with your lender
  • work out a repayment plan for you
  • represent you at court

Speak to an adviser by calling 028 9024 5640. Our lines are open from 9:30am to 4:30pm, Monday to Friday. 

Get advice on mortgage problems 

We want to help you negotiate with your lender to improve your chances of saving your home. You don't need to wait until you've got a letter from court to contact us. We'll let you know what your rights and options are whether you've missed a payment or you're just worried that this might happen in the future. Get advice today, not tomorrow. The sooner you act, the better your chances of staying in your home.

Going to court for mortgage problems in Northern Ireland

Going to court can be intimidating, if you don't know what to expect.  Our advisers can explain what happens at court and may be able to represent you.  We made this video so people who have to go to court can understand what the process will be like.