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When everyone has a home

Housing advice for Northern Ireland

Coownership

Buying your own home is a huge financial commitment. It's important that you do your research and fully understand your options before you commit to anything. If you can't afford to pay the full purchase cost of a property you might be able to part buy and part rent the property with the help of Co-ownership Housing Association.

Buying a home is stressful. You'll need a trusted solicitor to help and you will have to pay lots of fees and charges.

There are a few different schemes that may be of assistance if you are planning to buy a home in the near future. These include shared ownership schemes, where you part buy and part rent, a rent to buy scheme that will pay you a rebate on some of the rent you’ve paid and government backed savings schemes which will give you a bonus to add to your deposit.

Shared ownership schemes allow someone to own a portion of a property and to rent the remainder from a housing association. For years, Co-Ownership Housing has been the best known scheme for people who want to buy a home but who cannot afford to purchase 100% of the property they’re interested in.

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