Mortgage

Budgeting and money tools

Use these calculators to work out where you can make savings and how long it will take you to repay your debts.

Most people need to apply for a mortgage when they’re buying a home. This is a long term loan from a bank or building society. The loan is secured on your home so if you stop paying the bank can repossess the property. You should speak to an independent financial adviser to find out which type of mortgage is best for you.

Buying or selling a home

Buying your own home is a huge financial commitment. It's important that you do your research and fully understand your options before you commit to anything. If you can't afford to pay the full purchase cost of a property you might be able to part buy and part rent the property with the help of Co-ownership Housing Association.

Buying or selling a home

Buying your own home is a huge financial commitment. It's important that you do your research and fully understand your options before you commit to anything. If you can't afford to pay the full purchase cost of a property you might be able to part buy and part rent the property with the help of Co-ownership Housing Association.

Mortgages

Most people need to apply for a mortgage when they’re buying a home. This is a long term loan from a bank or building society. The loan is secured on your home so if you stop paying the bank can repossess the property. You should speak to an independent financial adviser to find out which type of mortgage is best for you.

How much of a mortgage can you afford?

When you go to a mortgage broker, they'll work out how much you can afford to borrow based on your household earnings. But, it's important to take your overall budget into consideration too.

Budgeting and money tools

Use these calculators to work out where you can make savings and how long it will take you to repay your debts.

Choosing a mortgage

Most people need to apply for a mortgage when they’re buying a home. This is a long term loan from a bank or building society. The loan is secured on your home so if you stop paying the bank can repossess the property. You should speak to an independent financial adviser to find out which type of mortgage is best for you.

Tools for homebuyers and homeowners

These calculators will help you work out what you can afford to borrow, what your stamp duty will be and how your payments will change if the interest rate increases.

Applying for a mortgage

You’ll normally apply for a mortgage after you’ve had an offer accepted on a property. Mortgage offers usually last for 6 months. If the sale hasn’t completed within that time you may need to reapply.

Housing advice for Northern Ireland

Mortgage

CORONAVIRUS UPDATE

Budgeting and money tools

Mortgages

Buying or selling a home

Buying or selling a home

Mortgages

How much of a mortgage can you afford?

Budgeting and money tools

Choosing a mortgage

Tools for homebuyers and homeowners

Applying for a mortgage

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Housing advice for Northern Ireland

Mortgage

CORONAVIRUS UPDATE

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