You can be asked to go to court if you miss payments on your mortgage. Getting a court summons doesn't mean that you'll lose your home. There are a number of decisions that the judge at court can make. Our advisers at Housing Rights may be able to represent you at your court hearing.
If the Chancery Master grants your lender possession, the lender has to apply to the Enforcement of Judgments Office to enforce the court's decision. Even at this late stage, you may be able to avoid having to leave your home if you can come up with a realistic proposal of repaying the money owed.
You have a right to begin eviction proceedings against your tenants. In some cases, you may have to have reasons for evicting a tenant. In other cases, you will simply have to follow the correct legal process.
Protected tenants have greater rights to stay on in a property than other tenants. You may be entitled to stay in the property for the rest of your life. Responsibility for repairs in protected tenancies may depend on whether you have a tenancy agreement or not.