If your home has been damaged your insurance may cover the cost of repairs. Read your policy and make sure that the damage is covered. Your policy documents will tell you what to do if you need to make a claim.
If you own your home, you bear the full responsibility when something goes wrong. Make sure you have sufficient insurance cover in place to protect your home and contents in case of strong winds, snow and ice. Making sure your home is insulated and heated can reduce the risk of water damage in your home during a bad winter.
There are certain steps which you can take to protect your home from bad weather. The best thing you can do to prevent any damage occurring to your home is to make sure that your home is warm and well insulated. Make sure you have enough contents insurance to protect your property in the event of flood damage.
Generally, you will be liable for any repairs to the structure of the property and furnishings which were supplied with the letting and the tenants will be liable for repairs to their own items or for repairing any damage which is their fault. You should specify repairing obligations in your tenancy agreement.