When everyone has a home

Housing advice for Northern Ireland


A mortgage adviser can work out how much you can afford to borrow based on your household earnings. But, it's important to take your overall budget into consideration too.

Use the Savings Calculator from the Money Advice Service to figure out how long it will take you to reach your savings goal or how much you'll save over time if you set aside a fixed amount of money every month.

If you're planning on making certain improvements to your property, you may qualify for financial assistance. You'll also be entitled to certain tax allowances.

You will have to pay stamp duty if your new home costs more than £125,000. This calculator from the Money Advice Service will help you figure out how much stamp duty you'll have to pay.

These calculators could help you manage your budget. 

These tools and calculators can help you figure out the costs of buying a home. 

You must make sure your figures are all for the same period of time. It can be tough to convert weekly amount to monthly amounts. These calculators can help. 

Life changes, like a new baby, redundancy or retirement, can affect your finances.  These tools from the Money Advice Service should help you budget and plan for new life events. 

It's important to plan your future if you're going to be made redundant. This tool from the Money Advice Service can help you plan.

Find out how much money you'll have when you retire using this calculator from the Money Advice Service.


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