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When everyone has a home

Housing advice for Northern Ireland

Budgeting and money tools

These calculators could help you manage your budget. 

Use the Savings Calculator from the Money Advice Service to figure out how long it will take you to reach your savings goal or how much you'll save over time if you set aside a fixed amount of money every month.

The Money Advice Service's Quick Cash Finder can help you find small things you can cut back on to increase your savings. 

The Loan Calculator from the Money Advice Service can help you work out how long it will take you to pay off your loan, based on your current monthly payments. If you're having money problems, it's best to get some free, independent advice from a charity before you take on any further debt.

Work out how much you earn

Use the income sheet to work out your household's regular income. Use either weekly or monthly figures, and stick to them throughout. If you need help converting the amount into weekly or monthly figures, you can use our converter tool.

Type the figures into the table and the totals will appear when you click on the CALCULATE button. To clear the form click on the RESET FORM button.

Alternatively you can download this form as a PDF.

Work out how much you spend

Use the spending sheet to work out how much your household spends. Use either weekly or monthly figures, and stick to them throughout. If you need help converting the amount into weekly or monthly figures, you can use our converter tool.

Type the figures into the table and the totals will appear when you click on the CALCULATE button. To clear the form click on the RESET FORM button.

Alternatively you can download this form as a PDF.

Quick basic budget

Use the form below to prepare a short financial statement to send to your creditors. Use either weekly or monthly figures, and stick to them throughout. If you need help converting the amount into weekly or monthly figures, you can use our converter tool.

Type the figures into the table and the totals will appear when you click on the CALCULATE button. To clear the form click on the RESET FORM button.

Alternatively you can download this form as a PDF.

Preparing a list of all your income

Use the form below to prepare an income form (IF1) statement in preparation for a court hearing.

Use weekly figures, which will be converted and display also as monthly figures on the generated statement. If you need help converting your amounts into weekly figures, you can use our converter tool.

Type the figures into the table and the totals will appear when you click on the CALCULATE button. To clear the form click on the RESET FORM button.

Preparing a list of all your spending

Use the form below to prepare an expenditure form (EF1) statement in preparation for a court hearing.

Use weekly figures, which will be converted and display also as monthly figures on the generated statement. If you need help converting your amounts into weekly figures, you can use our converter tool.

Type the figures into the table and the totals will appear when you click on the CALCULATE button. To clear the form click on the RESET FORM button.

You must make sure your figures are all for the same period of time. It can be tough to convert weekly amount to monthly amounts. These calculators can help.